https://yieldstub.com/en/ YieldStub 的新文更新。 en Fri, 04 Sep 2026 00:00:00 +0800 https://www.rssboard.org/rss-specification https://yieldstub.com/en/earn/why-flexible-apr-moves/ https://yieldstub.com/en/earn/why-flexible-apr-moves/ Fri, 04 Sep 2026 00:00:00 +0800 It was 5% yesterday and 3% today. Three different things can cause that drop — a tier boundary, market demand, or a promo ending — and only one of them is worth acting on. Not affiliated with Binance. https://yieldstub.com/en/earn/what-principal-protected-means/ https://yieldstub.com/en/earn/what-principal-protected-means/ Fri, 04 Sep 2026 00:00:00 +0800 The phrase gets used loosely. Which unit is being protected, who is doing the protecting, and under what conditions are three separate questions. Here is what to ask each time you see it. Not affiliated with Binance. https://yieldstub.com/en/earn/lockup-opportunity-cost/ https://yieldstub.com/en/earn/lockup-opportunity-cost/ Fri, 04 Sep 2026 00:00:00 +0800 The cost of locking funds is not just the rate difference. Split it into rate spread, exit cost and forgone uses, with a worked hypothetical you can rerun with your own numbers. Not affiliated with Binance. https://yieldstub.com/en/earn/receipt-token-basics/ https://yieldstub.com/en/earn/receipt-token-basics/ Fri, 04 Sep 2026 00:00:00 +0800 Deposit into some yield products and what lands in your account is not the original asset but a receipt token. How it grows, why it can trade at a discount, and the two different exits. Not affiliated with Binance. https://yieldstub.com/en/earn/liquidity-tiers-plan/ https://yieldstub.com/en/earn/liquidity-tiers-plan/ Fri, 04 Sep 2026 00:00:00 +0800 Picking a product is step two. Step one is deciding whether this money can sit still, and for how long. Three layers, three questions to place money into them, and what each layer should hold. Not affiliated with Binance. https://yieldstub.com/en/earn/spread-across-products/ https://yieldstub.com/en/earn/spread-across-products/ Fri, 04 Sep 2026 00:00:00 +0800 Spreading reduces the risk that one place fails. It does not reduce the risk that everything falls together. Three dimensions worth spreading, the cost of overdoing it, and a workable order. Not affiliated with Binance. https://yieldstub.com/en/earn/earn-income-records/ https://yieldstub.com/en/earn/earn-income-records/ Sun, 30 Aug 2026 00:00:00 +0800 Two of the three yield shapes leave no transaction line, so totalling credits under-counts the year. What exports can and cannot give you, and what to keep. https://yieldstub.com/en/earn/coin-or-fiat-denominated/ https://yieldstub.com/en/earn/coin-or-fiat-denominated/ Sun, 30 Aug 2026 00:00:00 +0800 The same position reads +3% in coin terms and −17.6% in dollar terms. The formula for what yield is really worth in cash, and which ruler to pick first. https://yieldstub.com/en/earn/first-time-earn-steps/ https://yieldstub.com/en/earn/first-time-earn-steps/ Sat, 04 Jul 2026 00:00:00 +0800 The full path for your first time on Binance Earn: register, pass KYC, fund or buy a stablecoin, open the Earn menu, start Flexible with a small amount